# Credit Bureau

{% hint style="info" %}
TEST DATA\
phone\_*number: 08080808080*\
*first\_name:* test
{% endhint %}

## Get Credit bureau statement

<mark style="color:green;">`POST`</mark> `https://api.myidentitypay.comapi/v1/biometrics/merchant/data/verification/credit_bureau`

This endpoint allows you to get credit bureau statement of a user

#### Headers

| Name      | Type   | Description        |
| --------- | ------ | ------------------ |
| x-api-key | string | \<your secret key> |

#### Request Body

| Name          | Type   | Description  |
| ------------- | ------ | ------------ |
| phone\_number | string | phone number |
| first\_name   | string | first name   |

{% tabs %}
{% tab title="200 Verification Successfully retrieved" %}

```
{
    "status": true,
    "detail": "Verification Successful",
    "data": {
        "Bvn": "***********",
        "Phonenumber": "***********",
        "LinkedAccounts": "3",
        "FullName": "BABATUNDE TEST AJILEYE",
        "DateOFBirth": "12-Jul-1984",
        "Gender": "Male",
        "LinkedEmail": null,
        "IsLoan": "Yes",
        "LoanAmounts": "0",
        "LastUpdatedDate": "8/19/2020 11:20:45 AM",
        "Score": null,
        "Delinquency": "851,701",
        "PerformanceSummary": [
            {
                "ACCOUNT_BALANCE": "0",
                "APPROVED_AMOUNT": "NGN   0",
                "DATA_PRDR_ID": "2A0L200070",
                "DISHONORED_CHEQUES_COUNT": "0",
                "FACILITIES_COUNT": "1",
                "INSTITUTION_NAME": "FIDELITY BANK PLC",
                "NONPERFORMING_FACILITY": "0",
                "OVERDUE_AMOUNT": "0",
                "PERFORMING_FACILITY": "1"
            },
            {
                "ACCOUNT_BALANCE": "851,701",
                "APPROVED_AMOUNT": "NGN   0",
                "DATA_PRDR_ID": "2A0L200035",
                "DISHONORED_CHEQUES_COUNT": "0",
                "FACILITIES_COUNT": "2",
                "INSTITUTION_NAME": "WEMA BANK PLC",
                "NONPERFORMING_FACILITY": "0",
                "OVERDUE_AMOUNT": "0",
                "PERFORMING_FACILITY": "2"
            },
            {
                "ACCOUNT_BALANCE": "0",
                "APPROVED_AMOUNT": "NGN   0",
                "DATA_PRDR_ID": "1A0L200044",
                "DISHONORED_CHEQUES_COUNT": "0",
                "FACILITIES_COUNT": "2",
                "INSTITUTION_NAME": "ACCESS BANK PLC",
                "NONPERFORMING_FACILITY": "0",
                "OVERDUE_AMOUNT": "0",
                "PERFORMING_FACILITY": "2"
            }
        ]
    },
}
```

{% endtab %}
{% endtabs %}