Credit Bureau

TEST DATA phone_number: 08080808080 first_name: test

Get Credit bureau statement

POST https://api.myidentitypay.comapi/v2/biometrics/merchant/data/verification/credit_bureau

This endpoint allows you to get credit bureau statement of a user

Headers

NameTypeDescription

x-api-key*

string

<your secret key>

app-id*

String

<your app id>

Request Body

NameTypeDescription

phone_number*

string

phone number

first_name*

string

first name

{
    "status": true,
    "detail": "Verification Successful",
    "data": {
        "Bvn": "***********",
        "Phonenumber": "***********",
        "LinkedAccounts": "3",
        "FullName": "BABATUNDE TEST AJILEYE",
        "DateOFBirth": "12-Jul-1984",
        "Gender": "Male",
        "LinkedEmail": null,
        "IsLoan": "Yes",
        "LoanAmounts": "0",
        "LastUpdatedDate": "8/19/2020 11:20:45 AM",
        "Score": null,
        "Delinquency": "851,701",
        "PerformanceSummary": [
            {
                "ACCOUNT_BALANCE": "0",
                "APPROVED_AMOUNT": "NGN   0",
                "DATA_PRDR_ID": "2A0L200070",
                "DISHONORED_CHEQUES_COUNT": "0",
                "FACILITIES_COUNT": "1",
                "INSTITUTION_NAME": "FIDELITY BANK PLC",
                "NONPERFORMING_FACILITY": "0",
                "OVERDUE_AMOUNT": "0",
                "PERFORMING_FACILITY": "1"
            },
            {
                "ACCOUNT_BALANCE": "851,701",
                "APPROVED_AMOUNT": "NGN   0",
                "DATA_PRDR_ID": "2A0L200035",
                "DISHONORED_CHEQUES_COUNT": "0",
                "FACILITIES_COUNT": "2",
                "INSTITUTION_NAME": "WEMA BANK PLC",
                "NONPERFORMING_FACILITY": "0",
                "OVERDUE_AMOUNT": "0",
                "PERFORMING_FACILITY": "2"
            },
            {
                "ACCOUNT_BALANCE": "0",
                "APPROVED_AMOUNT": "NGN   0",
                "DATA_PRDR_ID": "1A0L200044",
                "DISHONORED_CHEQUES_COUNT": "0",
                "FACILITIES_COUNT": "2",
                "INSTITUTION_NAME": "ACCESS BANK PLC",
                "NONPERFORMING_FACILITY": "0",
                "OVERDUE_AMOUNT": "0",
                "PERFORMING_FACILITY": "2"
            }
        ]
    },
    ,
    "verification": {
        "status": "",
        "reference": ""
    }
}

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