Advance

TEST DATA customer_name: Test Name rc_number: 59001

Get advance credit details of a business

POST {{BASE_URL}}/api/v2/biometrics/merchant/data/verification/credit_bureau/commercial/advance

Headers

NameTypeDescription

x-api-key*

String

your secret key

app-id*

String

your app id

Request Body

NameTypeDescription

rc_number*

String

company RC number

customer_name*

String

name of customer

customer_reference*

String

unique customer reference

{
    "status": true,
    "detail": "Credit Check successful",
    "response_code": "00",
    "data": [
    { 

        "BusinessData": [ 

            { 

                "CommercialID": null, 

                "ReferenceNo": null, 

                "BusinessName": null, 

                "TradingName": null, 

                "IndustrySector": null, 

                "PreviousBusinessName": null, 

                "BusinessRegistrationNumber": null, 

                "PreviousRegistrationNumber": null, 

                "NoOfDirectors": null, 

                "BusinessType": null, 

                "DateOfIncorporation": null, 

                "DateOfCommencement": null, 

                "TaxIdentificationNumber": null, 

                "VatNumber": null, 

                "Webaddress": null, 

                "CommercialEmail1": null, 

                "CommercialEmail2": null, 

                "CommercialEmail3": null, 

                "CommercialEmail4": null, 

                "CommercialAddress1": null, 

                "CommercialAddress2": null, 

                "CommercialAddress3": null, 

                "CommercialAddress4": null, 

                "postalAddress1": null, 

                "postalAddress2": null, 

                "postalAddress3": null, 

                "postalAddress4": null, 

                "Telephone1": null, 

                "Telephone2": null, 

                "Telephone3": null, 

                "Telephone4": null, 

                "Fax1": null, 

                "Fax2": null, 

                "Fax3": null, 

                "Fax4": null, 

                "UpdatedOn": null 

            } 

        ] 

    }, 

    { 

        "HighestDelinquencyRating": [ 

            { 

                "HighestDelinquencyRating": "-1" 

            } 

        ] 

    }, 

    { 

        "FacilityPerformanceSummary": [ 

            { 

                "TotalMonthlyInstalment": "0.00", 

                "TotalOutstandingdebt": "0.00", 

                "TotalAccountarrear": "0.00", 

                "TotalAccounts": "0", 

                "TotalAccounts1": "0", 

                "Amountarrear": "0.00", 

                "TotalaccountinGoodcondition": "0", 

                "TotalaccountinBadcondition": "0", 

                "TotalNumberofJudgement": "0", 

                "TotalJudgementAmount": "0", 

                "LastJudgementDate": "", 

                "TotalNumberofDishonoured": "0", 

                "TotalDishonouredAmount": "0.00", 

                "LastBouncedChequesDate": null, 

                "TotalMonthlyInstalment1": "0.00", 

                "TotalOutstandingdebt1": "0.00", 

                "TotalAccountarrear1": "0.00", 

                "Amountarrear1": "0.00", 

                "TotalaccountinGoodcondition1": "0", 

                "TotalaccountinBadcondition1": "0", 

                "TotalNumberofJudgement1": "0", 

                "TotalJudgementAmount1": "0", 

                "LastJudgementDate1": "", 

                "TotalNumberofDishonoured1": "0", 

                "TotalDishonouredAmount1": "0.00", 

                "LastBouncedChequesDate1": null, 

                "TotalNumberofAccounts": "0", 

                "Rating": null 

            } 

        ] 

    }, 

    { 

        "DirectorInformation": [ 

            { 

                "Directorid": null, 

                "DateofBirth": null, 

                "firstName": null, 

                "othernames": null, 

                "surname": null, 

                "Identificationnumber": null, 

                "DirectorAppointmentdate": null 

            } 

        ] 

    }, 

    { 

        "CreditAgreementSummary": [ 

            { 

                "DateAccountOpened": null, 

                "SubscriberName": null, 

                "AccountNo": null, 

                "IndicatorDescription": null, 

                "OpeningBalanceAmt": null, 

                "Currency": null, 

                "CurrentBalanceDebitInd": null, 

                "CurrentBalanceAmt": null, 

                "InstalmentAmount": null, 

                "AmountOverdue": null, 

                "ClosedDate": null, 

                "LastUpdatedDate": null, 

                "PerformanceStatus": null, 

                "AccountStatus": null 

            } 

        ] 

    }, 

    { 

        "AccountMonthlyPaymentHistoryHeader": [ 

            { 

                "TableName": null, 

                "DisplayText": null, 

                "Company": null, 

                "MH24": null, 

                "MH23": null, 

                "MH22": null, 

                "MH21": null, 

                "MH20": null, 

                "MH19": null, 

                "MH18": null, 

                "MH17": null, 

                "MH16": null, 

                "MH15": null, 

                "MH14": null, 

                "MH13": null, 

                "MH12": null, 

                "MH11": null, 

                "MH10": null, 

                "MH09": null, 

                "MH08": null, 

                "MH07": null, 

                "MH06": null, 

                "MH05": null, 

                "MH04": null, 

                "MH03": null, 

                "MH02": null, 

                "MH01": null 

            } 

        ] 

    }, 

    { 

        "AccountMonthlyPaymentHistory": [ 

            { 

                "Header": null, 

                "TableName": null, 

                "DisplayText": null, 

                "AccountOpenedDate": null, 

                "SubscriberName": null, 

                "AccountNo": null, 

                "Currency": null, 

                "CurrentBalanceDebitInd": null, 

                "DateAccountOpened": null, 

                "IndicatorDescription": null, 

                "OpeningBalanceAmt": null, 

                "CurrentBalanceAmt": null, 

                "MonthlyInstalmentAmt": null, 

                "AmountOverdue": null, 

                "ClosedDate": null, 

                "LastUpdatedDate": null, 

                "LastPaymentDate": null, 

                "PerformanceStatus": null, 

                "SubscriberTypeInd": null, 

                "AccountNote": null, 

                "LoanDuration": null, 

                "RepaymentFrequencyCode": null, 

                "AccountStatus": null, 

                "M24": null, 

                "M23": null, 

                "M22": null, 

                "M21": null, 

                "M20": null, 

                "M19": null, 

                "M18": null, 

                "M17": null, 

                "M16": null, 

                "M15": null, 

                "M14": null, 

                "M13": null, 

                "M12": null, 

                "M11": null, 

                "M10": null, 

                "M09": null, 

                "M08": null, 

                "M07": null, 

                "M06": null, 

                "M05": null, 

                "M04": null, 

                "M03": null, 

                "M02": null, 

                "M01": null 

            } 

        ] 

    }, 

    { 

        "AddressHistory": [ 

            { 

                "UpDateOnDate": null, 

                "CommercialAddressType": null, 

                "CommercialAddress1": null, 

                "CommercialAddress2": null, 

                "CommercialAddress3": null, 

                "CommercialAddress4": null 

            } 

        ] 

    }, 

    { 

        "AdditionalContactHistory": [ 

            { 

                "CommercialID": null, 

                "ReferenceNo": null, 

                "BusinessName": null, 

                "TradingName": null, 

                "IndustrySector": null, 

                "PreviousBusinessName": null, 

                "BusinessRegistrationNumber": null, 

                "PreviousRegistrationNumber": null, 

                "NoOfDirectors": null, 

                "BusinessType": null, 

                "DateOfIncorporation": null, 

                "DateOfCommencement": null, 

                "TaxIdentificationNumber": null, 

                "VatNumber": null, 

                "Webaddress": null, 

                "CommercialEmail1": null, 

                "CommercialEmail2": null, 

                "CommercialEmail3": null, 

                "CommercialEmail4": null, 

                "CommercialAddress1": null, 

                "CommercialAddress2": null, 

                "CommercialAddress3": null, 

                "CommercialAddress4": null, 

                "postalAddress1": null, 

                "postalAddress2": null, 

                "postalAddress3": null, 

                "postalAddress4": null, 

                "Telephone1": null, 

                "Telephone2": null, 

                "Telephone3": null, 

                "Telephone4": null, 

                "Fax1": null, 

                "Fax2": null, 

                "Fax3": null, 

                "Fax4": null, 

                "UpdatedOn": null 

            } 

        ] 

    }
        ]
}

Last updated